INTEREST RATES ON ADVANCES

With Effect From : 01-07-2024

Gold Loan Up To 4 Lakh

Gold Loan Above 4 Lakh

9.25 % & 9.50 % (Up to 4 Lakh)

10.00 % (Above 4 Lakh)

Housing Loan Up To 25 Lakh

Housing Loan Above 25 Lakh

9.50 %
to
10.75 % (As per CIBIL Score)
Suerity (Personal Loan)13.50 %
to
15.50 % (As per CIBIL Score)
Vehicle Loan
a) Personal		8.75 %
to
10.75 % (As per CIBIL Score)
Vehicle Loan
b) Commercial		11.50 %
to
13.50 % (As per CIBIL Score)
Cash Credit Up To 5 Lakh

Cash Credit Above 5 Lakh

13 %
to
15 % (As per CIBIL Score)
Education Loan11 %
to
13 % (As per CIBIL Score)
Consumer Loan14 %
Loan Against Property (For Builder & Developer)13.50 %
to
15.50 % (As per CIBIL Score)
Salary Deduction Personal Loan10 %
Prerana Abhiman Mortgage Loan13.50 %
to
15.50 % (As per CIBIL Score)
Prerana Vastu Vikas Loan12.50 %
to
14.50 % (As per CIBIL Score)
Prerana Dhanvantari Loan Scheme11 %
to
13 % (As per CIBIL Score)
Cash Credit11.50 %
to
13.50 % (As per CIBIL Score)
Loan Against Rent Discounting11.50 %
to
13.50 % (As per CIBIL Score)
Loan Against Govt.Securities14 %
Loan Against Pigmy Deposit14 %
Prerana Agriculture & Allied Activities11.50 %
to
13.50 % (As per CIBIL Score)