Interest rates applicable on various loan products with effect from 01-07-2024.
| Loan Scheme | Interest Rate |
|---|---|
| Gold Loan Up To ₹4 Lakh | 9.25% – 9.50% |
| Gold Loan Above ₹4 Lakh | 10.00% |
| Housing Loan Up To ₹25 Lakh | 9.50% – 10.75% (As per CIBIL Score) |
| Housing Loan Above ₹25 Lakh | 9.50% – 10.75% (As per CIBIL Score) |
| Surety (Personal Loan) | 13.50% – 15.50% (As per CIBIL Score) |
| Vehicle Loan (Personal) | 8.75% – 10.75% (As per CIBIL Score) |
| Vehicle Loan (Commercial) | 11.50% – 13.50% (As per CIBIL Score) |
| Cash Credit Up To ₹5 Lakh | 13.00% – 15.00% (As per CIBIL Score) |
| Cash Credit Above ₹5 Lakh | 13.00% – 15.00% (As per CIBIL Score) |
| Education Loan | 11.00% – 13.00% (As per CIBIL Score) |
| Consumer Loan | 14.00% |
| Loan Against Property (Builder & Developer) | 13.50% – 15.50% (As per CIBIL Score) |
| Salary Deduction Personal Loan | 10.00% |
| Prerana Abhiman Mortgage Loan | 13.50% – 15.50% (As per CIBIL Score) |
| Prerana Vastu Vikas Loan | 12.50% – 14.50% (As per CIBIL Score) |
| Prerana Dhanvantari Loan Scheme | 11.00% – 13.00% (As per CIBIL Score) |
| Cash Credit | 11.50% – 13.50% (As per CIBIL Score) |
| Loan Against Rent Discounting | 11.50% – 13.50% (As per CIBIL Score) |
| Loan Against Govt. Securities | 14.00% |
| Loan Against Pigmy Deposit | 14.00% |
| Prerana Agriculture & Allied Activities | 11.50% – 13.50% (As per CIBIL Score) |