Interest rates applicable on various loan products with effect from 01-07-2024.
| Loan Scheme | Interest Rate |
|---|---|
| Gold Loan Up To ₹4 Lakh | 9.25% – 9.75% |
| Gold Loan Above ₹4 Lakh | 10.25% |
| Housing Loan Up To ₹45 Lakh | 9.50% – 11.50% (As per CIBIL Score) |
| Housing Loan Above ₹45 Lakh | 10.00% – 12.00% (As per CIBIL Score) |
| Surety (Personal Loan) | 13.50% – 15.50% (As per CIBIL Score) |
| Vehicle Loan (Personal) | 9.00% – 11.00% (As per CIBIL Score) |
| Vehicle Loan (Commercial) | 11.50% – 13.50% (As per CIBIL Score) |
| Cash Credit | 10.50% – 12.50% (As per CIBIL Score) |
| Education Loan | 10.50% – 12.50% (As per CIBIL Score) |
| Loan Against Property (Builder & Developer) | 14.00% – 16.00% (As per CIBIL Score) |
| Salary Deduction Personal Loan | 08.50% – 10.00% (As per CIBIL Score) |
| Prerana Abhiman Mortgage Loan | 13.50% – 15.50% (As per CIBIL Score) |
| Prerana Vastu Vikas Loan | 12.50% – 14.50% (As per CIBIL Score) |
| Prerana Dhanvantari Loan Scheme | 10.50% – 12.50% (As per CIBIL Score) |
| Cash Credit | 10.50% – 12.50% (As per CIBIL Score) |
| Loan Against Rent Discounting | 11.50% – 13.50% (As per CIBIL Score) |
| Loan Against Govt. Securities | 14.00% |
| Loan Against Pigmy Deposit | 14.00% |
| Prerana Agriculture & Allied Activities | 12.00% – 14.00% (As per CIBIL Score) |
| Prerana Woman development | 13.50% |